How We Can Help

Listening is always a great place to start. Where are you at? What are your challenges? Where would you ideally like to get to? With this information, we can provide insight, direction and planning to achieve your life goals, wherever you’re at in life.


Service Offerings

Retirement Planning

We tailor a strategy to preserve and significantly grow your retirement nest egg so that you can retire comfortably with the knowledge that you are secure and have sufficient funds to meet your desired retirement lifestyle. We will then be there with you every step of the way in your retirement to ensure you continue to maximise your retirement funds so you can continue to enjoy the retirement lifestyle you love and deserve.

Superannuation

We analyse your current superannuation and determine where and how these funds should be invested to achieve your goals and objectives, all within a risk profile that you feel comfortable with. The superannuation landscape is constantly changing and we will guide you every step of the way, as well as providing ongoing reviews to ensure that we maximise your superannuation funds.

Centrelink

We assist and support our clients to maximise their Centrelink benefits, now and into the future. We can also become a nominee, whereby we liaise with Centrelink on your behalf, saving time and stress.

Aged Care

We greatly assist families to navigate the complex financial decisions that are involved with entry to aged care. It is an emotional and stressful time for a family. We work to lift the financial burden and provide practical strategies and pathways to aid with this transition.

Wealth Creation

We help you to clarify your goals and put a strategy in place to plan for the future. There are many options to take and every individual has a different desire for investing and this is tailored to what you want to achieve with their wealth. The strategies are tailored to meet your goals and dreams and provide a sense of security whilst maximising the opportunity to grow your wealth.

Family and Wealth Protection

An integral part of any wealth creation and investment strategy is ensuring that the right protection is in place should anything unforeseen happen. We take away the guesswork and assess exactly what is needed to ensure that your most important assets, your family, are protected. There are many different types of personal and business insurances available and we provide sound advice to ensure that you are covered at a level you need and can afford.

Estate Planning

Providing adequately for our loved ones is critical. It can also be confusing. We support you to put everything into place, leaving you confident in knowing that everything is accounted for in a clear, concise and legally binding way.

The Journey

1. Meet and Greet

2. Analyse and Assess

3. Recommendation

4. Implementation

5. Ongoing Review

Meet and Greet: What matters to you? What's important to you is really important to us. We want to know what your current situation is and what you would like to achieve moving forward.

Analyse and Assess: We review your objectives, your financial situation and needs and then determine what you need to do to achieve goals and objectives. Internally, we review a range of considerations and strategies.

Recommendation: We present you with a unique and perfectly tailored financial plan which includes recommendations and tactics to help you achieve your goals.

Implementation: We agree on how to proceed and implement the advice provided to get you moving towards achieving your goals.

Ongoing Review: When you’re a Balgera client, we're with you all the way. We are regularly reviewing your plan to ensure you remain on track to meet your goals and objectives. We also like to check in, just to make sure your plan suits any work or lifestyle changes that may occur.

Testimonials

My wife and I approached Damien in order to transition into retirement whilst we were both still employed. Not long after my wife retired and the tragic death of our son, we sought to bring my retirement forward earlier than originally planned. Damien was able to structure our finances in such a way that I could retire comfortably at only 58. We highly recommend Damien’s services and his team. They are always responsive, sensitive and determined to ensure our needs are being met.

- Richard & Diana Linden

I inherited quite a sum of money and was referred to Damien of Balgera Group. On my first visit, all my worries and concerns were taken care of by this awesome, fantastic, diligent, caring, compassionate man!!! I can now indulge in my love of travel knowing that my money is safe and well taken care of. No words could ever thank you enough Damien, you are a legend!!! Forever grateful I will be. P.S. do yourself a favour and go have a visit and a chat with Damien.

- Maxine Taylor

Damien and his team are amazing. Whilst going through a redundancy, Damien guided us through a plan that will secure our financial future. His professionalism and ability to explain future state without the jargon enabled us to make decisions around wealth protection and superannuation that feel secure with a long term view. More importantly, we have total trust in Damien and his team and wish we had engaged his business sooner.

- Jo & Richard Spillane

Damien is a genuine, approachable very nice guy. We have complete confidence in the decisions he makes on our behalf and know we can ring at any time if we have concerns. Our yearly review is never rushed, everything is explained in detail and that is reassuring to us.

- Mick & Sue Conroy

Send Us An Enquiry

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Balgera Group Pty Ltd are registered with the Australian Tax Practitioners Board (Tax [Financial] Advisor 25219364), and are members of the Financial Planning Association of Australia.